> For the complete documentation index, see [llms.txt](https://docs.ecommerce.seb.ee/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ecommerce.seb.ee/guides/merchant-portal/accept-payments-without-integration.md).

# Accept payments without integration

Use the **SEB Merchant Portal** to create and send payment requests without building your own API or checkout integration.

Customers complete the payment through the secure **Hosted Checkout** using the payment methods enabled for your shop.

***

### Payment Links & QR Codes

Use [**Payment Links & QR Codes**](/guides/merchant-portal/accept-payments-without-integration/payment-links-and-qr-codes.md) for flexible or ad hoc payment requests that you can share directly with customers.

You can create a payment request and provide it to the customer as a:

* Payment link
* QR code

Depending on the available functionality, you can also use saved templates and configure additional information required during the payment journey.

Payments completed through a Payment Link are available in **Orders**, where you can review their status and payment details.

{% content-ref url="/pages/FKwa0asUu8OF45uoBgqZ" %}
[Payment Links and QR Codes](/guides/merchant-portal/accept-payments-without-integration/payment-links-and-qr-codes.md)
{% endcontent-ref %}

***

### Invoices

Use [**Invoices**](/guides/merchant-portal/accept-payments-without-integration/invoices.md) when you want to create and manage payment requests as invoices.

Depending on the functionality enabled for your merchant account, you can create invoices individually or in bulk and track their payment status through the Merchant Portal.

Customers complete invoice payments through **Hosted Checkout** using the payment methods available for the applicable shop.

Resulting payments can be reviewed in **Orders**.

{% content-ref url="/pages/hCrbLPsceIUHuo9fpLi3" %}
[Invoices](/guides/merchant-portal/accept-payments-without-integration/invoices.md)
{% endcontent-ref %}

{% hint style="info" %}
The payment methods available to customers are determined by the payment methods and services enabled for the selected shop.
{% endhint %}


---

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